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A Complete Guide to the Financial Requirements for the K1 Fiancé Visa


The K1 fiancé visa allows U.S citizens to bring in a foreign fiancé to the country with a requirement that they marry within 90 days. The financial requirement section is one of the main hurdles people grapple with in this process. This entails the citizen showing that they have adequate assets and income to take care of their fiancé. Understanding the financial obligations is very important, and working with a K1 visa lawyer Miami can make this easier, avoiding denials and avoidable delays.

Main legal standards and forms

When you apply for fiancé visa online, you need to have all the relevant forms, understand the financial requirements, and know what counts as an asset or income. The forms include:

·         Form I-129F, petition for alien fiancé: This is where a file is made with the USCIS to initiate the visa process.  The form doesn’t need a full affidavit of support in most cases.

·         Form I-134 affidavit of support: The petitioner in this case has to provide adequate evidence that they are capable of supporting the fiancée financially.  They must meet at least 100% of the set federal poverty guidelines.  This shows that the fiancée will not become a public charge when in the U.S.

·         Form I-864, Affidavit of Support: Once the marriage concludes in the U.S, Form I-864  is used by the petitioner when the fiancée applies for a green card. There is a higher standard of the federal poverty guidelines here of 125% unless the petitioner is actively sponsoring a child or spouse.

Income thresholds

An immigration lawyer for K1 visa can offer invaluable guidance on how to navigate through the process and all that is needed. During the interview, also called the consular stage, the petitioner has to meet 100% of the federal poverty guidelines for the household size. In 2025, a household of two people, which includes a foreign fiancée and a U.S citizen, requires around $26,430 to meet the set limit.

Understanding assets and incomes

Working with a knowledgeable K1 visa lawyer can help you find the best way to deal with income issues to meet the set requirements. One of the best ways to do this is to understand what counts as assets and income. If your income does not meet the set threshold, there are ways to satisfy this, which include income from others in your household and some assets. What counts includes:

·         Income: This covers bonuses, tips, salaries, wages, and any other source as long as it is lawful. Typically, the petitioner has to present their most recent returns, proof of employment, recent pay stubs, or W-2 forms.

·         Assets:  These cover businesses, real property, bonds, stocks, and savings accounts. For these to be considered, they should be convertible to cash with minimal hardship and within a rational time.  You may have to multiply the asset value depending on what you are filing for.

·         Income earned by members of your household: There are instances when incomes from those who reside in the petitioner’s household can be included. This includes those related to you by adoption, marriage, or birth, as long as their income is available for support in this case. Form I-864A needs to be signed for resident cases. Fewer options are available for K-1 interviews, even though assets and household income are also considered.

Special considerations in Miami

If you are seeking K1 visa assistance in Miami, Florida, you need to know that even though the financial guidelines are federal, there are practical and local considerations for the area. This includes:

·         Cost of living: Federal poverty guidelines are used by USCIS, not the cost of living in a state. However, the living and housing costs in Miami are higher, which means applicants require better documentation showing financial stability. This could be through savings or steady earnings.

·         Income documentation and state tax: Federal returns or Florida state tax returns need to be shown if applicable. For self-employed individuals. 1099 income, business records, and well-documented profits are important.

·         To sponsor your fiancé, you need to be domiciled in the U.S. In most cases, you need to prove residence and show your intent to stay. Proof of address may be required.

A successful K1 visa application is based on understanding and fulfilling the set financial requirements. Regardless of how you are submitting the application, having your domicile, documentation, assets, and income in order is not negotiable. A K1 lawyer with experience in local practices and laws can boost your application, lowering the risk of denial and delays.

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